Mortgage Brokers represent YOU, the customer, not the lender.

Since brokers are independent from lending institutions, they have the flexibility to offer a wide range of products tailored to your unique needs. Brokers diligently search for the lender package that best fits your situation.

Because we are not tied to any specific lender, we have no incentive to steer you in a single direction. We evaluate your requirements, explore the market for the most advantageous deals, and then suggest the option that suits you best. Choosing the wrong mortgage can lead to thousands of dollars in unnecessary expenses.

At Wisr Mortgage in Concord, Sydney, we are skilled professionals focused on helping you maximise your mortgage savings. We stay informed about our lenders’ offerings, allowing us to identify which project or home receives a favourable interest rate from one institution, but a higher rate from another. In fact, some institutions only accept mortgage applications through brokers.

Consequently, the mortgage rates secured by brokers are among the most competitive available at the time. We can even negotiate with your own financial institution, often achieving a better rate than you might on your own.

We handle every step of the process, from preparing your application to arranging loan approval and settlement, and we continue to offer support and assistance afterwards.

We start by listening to you, gathering information, and assessing your needs. Based on your details, we compare options and provide recommendations that highlight the best rates and features from lenders that match your requirements. We then fill out the application form and collect all the necessary documents to submit to the lender, forwarding your application electronically.

Once your loan is approved, all you need to do is sign the necessary forms, and your mortgage is secured! In the following days and weeks, we ensure all supporting documents are followed up.

We maintain regular contact through our customer care plan, reviewing your situation annually or whenever necessary. Your satisfaction is our top priority.

This entire process can be completed over the phone, through email, or in person—our approach is designed to be flexible to accommodate your preferences.

Below is a list of information you may need to provide when applying for your loan. We will advise you what is needed as you proceed through the home loan application process as some lenders may need further information.

• 100 points ID (Passport/Drivers license/Australian State or Territory proof of age card)
• Last 2 Pay Slips
• Last Group Certificate
• Last 2 years Tax Returns (only if self-employed)
• Savings Statement (latest 3 months)Credit Card Statement/s
• Last 6 months Mortgage Statements (only if re-financing)

We charge nothing for helping you get the right standard home loan.

Our brokers get paid a commission by the lender when you receive your home loan, but we don’t charge you a fee for your appointment or for our service nor will any lender charge you an additional fee for using a mortgage broker.